RTF: different from my usual method?

To avoid some of the problems with CWYW, I leave it turned off when I am working with Endnote and Word on the PC.  I format when I’m ready to send a document off to someone else.  I am thinking about using Apple’s Pages program on the Mac, which would require using the rich text format method.  I realize it is different from CWYW, but how much worse would it be than my current method?