Insert Figure getting figure and caption to display properly

Yes, I have provided a template to my students for their thesis writing and instructions.  Figures are numbered based on chapter-number, and used insert captions, which is the title line, then a return inserts the legend which has its own style with a smaller line spacing than the body text.  I actually suggest they make one frame and then copy and size it to the position they want it to be as the very last step to constructing the final copy of the thesis, after setting the page to sided printing etc, start at the beginning of each chapter and going from there.  Using the frame approach also allows Words table of figures and table of tables to find and auto produce the appropriate tables and page numbering.  I haven’t had any students who are writing recently to have problems with Word 365 and the instructions and template I provided.